How To Get A Stanford Education for Free

Khan Academy

Khan Academy

It’s no secret that the cost of a college degree is getting pretty ridiculous. Four years at Harvard, Stanford, Michigan or any top ranked school will set you back around $200,000. Even in-state tuition at more affordable schools like Florida, Michigan State, and USC runs $50-$60 grand! Not to mention the cost of grad school. Luckily, there are some innovative people out there who are fed up with this status quo and are providing college quality education absolutely free.

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Apple Is Down 30% in 3-Months! Stock Investing Basics to Know if you Should Buy

aaplYou can’t talk about stocks these days without mentioning Apple. The trendy tech giant is the largest corporation in the world and its stock is up 26% this year and 13,690% over the last 10 years! Despite the release of the iPhone 5, however, the stock is down 30% since September! So, what next? Should you buy it in your IRA? Should you even be investing in stocks?

Here are some important points to consider: [Read more…]

How To Buy A Car Without Breaking The Bank

You have a decent job, are working your ass off and think it’s time to trade in that ’03 Toyota for a new whip. How much can you afford, should you buy or lease, go with new or used? With all the questions here are a few tips to help you make the best decision. [Read more…]

Mutual Fund Secrets Financial Advisors Won’t Tell You

imagesYou’ve probably heard “mutual funds” talked about as investments you can make in your 401(k) or IRA. A mutual fund simply pools the money of its investors and invests that money in stocks, bonds and other investments. These funds give you access to a diverse group of investments without requiring you to make each individual investment. Leave it to the pros, as they say. Unfortunately, those pro’s have a few secret’s they don’t want you to know.

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These 27 Napkin Sketches Will Teach You Everything You Need To Know About Saving Money

With a sharpie and a stack of napkins, financial planner and personal finance blogger Carl Richards is on a one-man mission to save consumers from financial suicide. [Read more…]

The $50,000 Loophole Making the Self-employed Rich

workhomeSo you don’t have the big corporate job with great health care benefits, yearly bonus and 401(k) plan. Are you doomed to be poor in retirement? If you freelance, consult part time or just like being your own boss there is a $50,000 government tax break you NEED to know about. It’s called a Solo 401(k). Here’s what you need to know. [Read more…]

Three “Golden Rules” For Investing in Gold

 

Everybody’s buying gold. You can’t turn on the TV without seeing some old guy telling you how great an investment it is or have someone offer you the ever popular “cash for your gold!”.  And you’re probably sick of hearing how much money your uncle has made from gold at family get-togethers. Don’t be confused by the commotion. Here’s what you need to know:

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Bonds Near All-Time Highs. Is Bond Investing Right For You?

Bond_at_50_06c77So, your grandma gave you a savings bond when you were a baby. Now what?

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Traditional vs. Roth IRA – What’s the Difference?

Roth-IRA

The most important step in saving for retirement is simply starting. Once you decide to make that commitment, there are choices to make. There are a lot of different ways to effectively save for retirement, with one of the most common being the Individual Retirement Account (IRA).  When it comes to an IRA, there are two common options: Traditional or Roth. Both serve very similar purposes, but have differences that can meaningfully affect your total retirement balance. [Read more…]

7 Things to Know About Roth IRAs

iraRoth IRAs or individual retirement accounts are NOT scary and even though I don’t know anything about you, I know you need one. Really you do. Here are 7 Roth IRA tidbits to help bring you up to speed so you can start making your money work for you.

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